Protection

Independent financial advice is about helping people to make the most of their money. But it’s also about protecting people — and their loved ones. At Wisteria Wealth, we take our role in this regard very seriously. Whether you need protection from illness or a sudden drop in income, we can help you plan for every eventuality.

While no one likes to think the worst, independent financial advisers are paid to think this way. We have the best interests of our clients at heart, which is why we strive to protect them from life’s unexpected events.

None of us knows when ill health might strike. But when it does, it’s comforting to know that essential expenses are covered.

A critical illness can leave you unable to work, leaving your partner as your sole carer. Or sudden unemployment might leave you unable to pay your mortgage. The right protection can cover the unexpected costs in life — so you or your loved one can concentrate on what’s really important.

We can help you choose the best type of cover for your family circumstances:

• Income protection
• Term assurance
• Critical illness cover
• Total permanent disability
• Life insurance

In the event of critical illness, the right cover allows you to pay your bills without dipping into your savings. If your partner passes away unexpectedly, the financial protection you have in place could help you to pay off your mortgage. And a lump sum can help you and your family plan for the future.